Xero Backup for HMRC Compliance

HMRC requires UK businesses to keep financial records for at least 6 years. Boxkite automatically backs up your Xero data to Dropbox, ensuring you have the records you need for tax enquiries, VAT inspections, and Making Tax Digital compliance.

HMRC Record Retention Requirements

Retention PeriodRecordsNotes
6 yearsIncome Tax self-assessment recordsFrom 31 January following the tax year
6 yearsCorporation Tax recordsFrom end of accounting period
6 yearsVAT recordsFrom date of supply or receipt
3 yearsPAYE recordsAfter end of tax year (6 years recommended)
6 yearsCIS recordsConstruction Industry Scheme documentation
IndefiniteCapital gains recordsUntil asset disposed and 6 years after

What Records Must You Keep?

All business income and expenses with supporting invoices
Bank statements and reconciliation records
VAT invoices (sales and purchases) for VAT-registered businesses
Digital records for Making Tax Digital compliance
Year-end accounts and tax computations
PAYE records including RTI submissions

What Happens Without Proper Records?

HMRC Enquiry After 4 Years

HMRC opens an enquiry into your tax return from 4 years ago. They want to see the original invoices and bank reconciliations that supported your figures. Without complete records, you may face estimated assessments and penalties.

VAT Inspection

A VAT officer visits to inspect your records. They need to see purchase invoices that match your VAT returns going back several years. Incomplete records can result in disallowed input VAT claims.

Making Tax Digital Audit

HMRC queries your MTD submissions, asking for the digital records that generated the figures. Your accounting software has changed and old data was migrated imperfectly. Boxkite backups show exactly what was in Xero when you submitted.

How Boxkite Helps

6+ Years of Records

Automatic daily backups accumulate over time, giving you years of financial record history in your Dropbox.

Point-in-Time Recovery

Combined with Dropbox version history, see exactly what your records looked like on any given date.

MTD Ready

Your digital records are preserved independently, supporting any HMRC queries about MTD submissions.

Audit Trail

Independent backup provides evidence of what records existed and when—essential for enquiries.

FAQs

Be HMRC Ready

Start protecting your Xero records today. Automatic backups ensure you always have the documentation HMRC requires.

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