Xero Backup for IRS Compliance

The IRS requires businesses to keep tax records for 3-7 years depending on the type of record. Boxkite automatically backs up your Xero data to Dropbox, ensuring you have the documentation you need for audits and examinations.

IRS Record Retention Requirements

Retention PeriodRecordsNotes
3 yearsIncome tax returns (standard)From date filed or due date
6 yearsReturns with unreported income >25%If substantial understatement
7 yearsWorthless securities or bad debtFrom year of deduction
4 yearsEmployment tax recordsAfter tax is due or paid
IndefiniteProperty recordsUntil sold plus 3-7 years
IndefiniteUnfiled returnsNo statute of limitations

What Records Must You Keep?

Gross receipts documentation (invoices, register tapes, bank deposits)
Proof of purchases and expenses
Asset acquisition records and depreciation schedules
Employment tax records (W-2s, W-4s, 941s)
Travel, entertainment, and gift expense records
Home office expense documentation

What Happens Without Proper Records?

IRS Examination

The IRS selects your return for examination and requests substantiation of deductions claimed 3 years ago. Without organised records, you may lose deductions you legitimately claimed, resulting in additional tax and interest.

Employment Tax Audit

The IRS audits your payroll tax compliance. They need to see employee records, wage payments, and tax deposits going back 4 years. Incomplete records can result in trust fund recovery penalties.

Cost Basis Dispute

You sell business property and the IRS questions your cost basis calculation. Without records of the original purchase, improvements, and depreciation, you may face a much larger capital gain than actually occurred.

How Boxkite Helps

7+ Years Coverage

Automatic daily backups accumulate over time, covering the full IRS retention period for all record types.

IRS-Acceptable Format

Electronic records stored in standard formats that meet IRS requirements for digital record-keeping.

Audit Ready

All your financial records are preserved and organised, ready for IRS examination requests.

Secure Storage

Records backed up to your Dropbox with enterprise-grade security—you control access.

FAQs

Be IRS Audit Ready

Start protecting your Xero records today. Automatic backups ensure you always have the documentation the IRS requires.

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