Xero Backup for Freelancers

As a freelancer, your financial records are essential—for tax returns, proving income, and client disputes. Boxkite automatically backs up your Xero data to Dropbox, ensuring you never lose your invoice history or expense records.

Why Freelancers Need Xero Backup

As a freelancer, you're your own finance department. Every invoice, every expense, every payment needs tracking for tax returns and potential HMRC enquiries. Losing this data would mean reconstructing years of records—or losing legitimate deductions.

Unlike employees, you need to prove your income for mortgages, loans, and sometimes clients. Complete, verifiable financial records make this easier. An independent backup provides evidence that can't be disputed.

Critical Freelancer Data

Client invoices and payment records
Expense receipts and claims
Mileage and travel costs
Equipment purchases
Software subscriptions
Home office expense allocations
Tax payment records
Client contract summaries

Freelancer Data Risks

HMRC Enquiry Into Past Returns

HMRC opens an enquiry into your self-assessment from three years ago. You need to show every invoice, expense receipt, and mileage log that supported your return. If you've "cleaned up" old data, proving your figures becomes difficult.

Client Payment Dispute

A client claims they paid an invoice you show as outstanding. Or they dispute ever receiving the work. Without complete invoice and payment records, it's your word against theirs.

Lost Expense Records

You claimed legitimate expenses but can't find the original receipts or invoices. If HMRC asks for proof, you lose the deductions—and potentially face penalties for unsupported claims.

IR35 Investigation

A past engagement is questioned under IR35. You need the original contract terms, invoices, and payment records to demonstrate the working relationship. Incomplete records make your case harder to prove.

Freelancer Compliance

  • Self-assessment requires records kept for 5+ years
  • HMRC can enquire into returns up to 6 years back
  • IR35 assessments may require historical contract records
  • VAT registration requires complete transaction records
  • Expense claims need supporting documentation

How Boxkite Helps

Complete Invoice History

Every invoice you've ever sent, backed up automatically.

Expense Records

All deductible expenses documented for HMRC.

Payment Proof

Client payment records for disputes and income verification.

Peace of Mind

Your financial history safe in your own Dropbox.

Works With Your Tools

StripePayPalGoCardlessFreeAgentReceipt Bank / DextTripcatcherHubSpot

FAQs

Protect Your Freelance Records

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